How much tax is taken out of paychecks in Florida?

In Florida, there is no state income tax, so your paycheck withholdings generally include only federal taxes and payroll taxes, not state income tax.

1. Florida state income tax

• Florida does not have a state income tax
• $0 is withheld for state income tax from paychecks
• Florida also does not require a state W-4 equivalent

2. Federal taxes taken out of Florida paychecks

A. Federal income tax (variable)

• Withholding depends on:
  
  • Your pay
  • Your filing status
  • Information you provide on Form W-4
• There is no flat rate, withholding is based on IRS withholding tables.

B. Social Security tax (fixed)

• 6.2% of wages
• Applies up to the 2025 wage base limit of $168,600
• Once you exceed the wage base, Social Security tax stops for the year

C. Medicare tax (fixed)

• 1.45% of all wages (no cap)

Additional Medicare Tax

• 0.9% extra, withheld once wages exceed:
  
  • $200,000 (single or head of household)
  • $250,000 (married filing jointly)
  • $125,000 (married filing separately)

3. What a “typical” Florida paycheck looks like

For most employees below the Social Security wage base, standard payroll taxes are:

Combined FICA taxes (Social Security + Medicare): 7.65% of gross pay 

Federal income tax is in addition to this.

4. What is NOT taken out

Florida paychecks do not include:

• State income tax
• Local or city income tax

(Florida counties and cities are not allowed to levy income taxes.)

5. Important clarification

• No state income tax does not mean no tax.
• Federal income tax and payroll taxes still apply.

Many taxpayers confuse “no state tax” with “tax-free paychecks,” which is not correct.

Related Questions

• Is photography subject to sales tax in Florida?
• Does Florida tax Social Security benefits?
• When Is property tax reassessed in Florida?

Source:

IRS Publication 15 (Circular E), Employer’s Tax Guide (2025)

IRS Topic No. 751, Social Security and Medicare Withholding Rates

IRS Instructions for Form W-4 (2025)

Internal Revenue Code §§ 3101 & 3111