This question was answered by Taylor, CPAI, Deduction’s AI tax accountant, and Deduction’s licensed CPAs.
The IRS matches your tax return information against Social Security Administration (SSA) records. If your name is misspelled in IRS records, you have several options depending on the situation.
According to the IRS, you can correct the spelling of your name when you file your tax return. Simply use the correct spelling on your return. The name on your tax return should match the name shown on your Social Security card exactly.
Important: The spelling of your name on your tax return will be used on any refund the IRS issues you.
You can correct the spelling by calling the IRS toll-free at 800-829-1040. An IRS representative can update your records.
If your Social Security card has an incorrect spelling, you should correct it with the SSA first. The IRS pulls name information from SSA records, so updating your name with SSA helps ensure consistency across both agencies.
To update your name with the SSA:
SSA Contact Information:
The IRS computers match your name and Social Security Number against SSA records. When names don't match, it can:
If your employer issued a W-2 or 1099 with your name spelled incorrectly:
Generally, no. A simple name spelling correction typically does not require filing Form 1040-X (Amended U.S. Individual Income Tax Return). You can usually correct it by:
However, if the name correction is part of other changes to your return (such as correcting income, deductions, or credits), you would file Form 1040-X.
Recently Married or Divorced? If you changed your name after marriage or divorce, update your name with the SSA before filing your tax return. Use the name that matches your Social Security card on your return, if you haven't updated your card yet, use your former name to avoid processing delays.
Filing Jointly with Different Names? You can file a joint return even if only one spouse has changed their name. Each spouse should use the name that matches their own Social Security card.
Sources:
The information provided does not, and is not intended to, constitute legal advice.
